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You have a website, a cause and a deadline, and you want people to be able to give today. The quickest route is a PayPal link. The better route depends on what you want to happen after the first gift, and nobody tells you which of the two you are choosing.
Data is part of that choice. The European Commission's 2025 Consumer Conditions Scoreboard found that 71% of EU online shoppers worry about their personal data being collected without consent, and a donation form is one more place where that worry shows up. This guide gives you a straight comparison and a clear verdict for each situation.
A PayPal donation link is the fastest way to accept money online and the simplest to set up. An embedded donation button or form takes more effort and returns donor data, recurring gifts and local payment methods. For a one-off personal appeal, PayPal wins. For an organisation that needs its donors back next year, it usually does not.
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What Is a Donation Button, and What Is a Donation Widget?
A donation button is a link on your site that sends a supporter to a payment page. A donation widget is a form that sits inside your page, so people give without leaving it. You will also see "donation plugin" and "embedded donation form". They describe the same thing as a donation widget, so whichever phrase you searched, you are in the right place.
There are three routes. The first is a hosted PayPal link, where the donor pays on PayPal's page. The second is an embedded form from a fundraising platform, where the donor pays on your page. The third is a self-built payment integration, which gives you full control and a developer's bill. Most small charities choose between the first two, and if you want the second, you can add a donation form to your own site in a short afternoon.
How Does a PayPal Donate Link Actually Work?
The donor clicks, leaves your site, pays on PayPal's checkout, and the money lands in your PayPal balance. That is the whole journey, whether you paste a donate PayPal link into an email or put a button on a page.
You need a PayPal business account to receive it. A PayPal contribution is charged at PayPal's donation rate, and a lower charity rate exists, but only after PayPal approves your charity status. Availability and criteria differ by country, so look at your own country's rules before you count on it. People who search for a "button PayPal donate" option are usually after this quick route, and for good reason: the donor already trusts the logo. What does the donor see? A PayPal page, not yours. What do you get back? A payment record in your PayPal account. That is useful for bookkeeping, but it is not a supporter list.
To create a donate button on PayPal, you only need a few minutes and an approved account. The click-by-click walkthrough lives in our guide to setting up PayPal for a nonprofit, so this post stays on the decision.
How Do the Two Compare on Fees, Data and Payment Methods?
A PayPal link is the quickest to set up, while an embedded form takes more effort and gives you donor data, recurring gifts and local payment methods.
PayPal donate link | Embedded donation form (WhyDonate) | |
Setup time | Minutes, with a business account | A little longer: amounts, fields, embed, test |
Transaction fee | Donation rate 3.40% + €0.35; charity rate 1.70% + €0.35 if approved (PayPal Belgium, 15 July 2026) | EUR card 1.9% + €0.25; iDEAL 0.00% + €0.35; Bancontact 0.00% + €0.35 |
Platform fee | None listed separately | 0% |
Payment methods in the EU | PayPal balance and cards; local methods such as Bancontact are optional extras that depend on your set-up | Cards, iDEAL and Bancontact |
Donor data you keep | A payment record in your PayPal account | Details collected through the fields you choose |
Recurring gifts | Depends on the button type you create | Monthly recurring donations |
Branding | PayPal's checkout page | More control over look and wording |
Where the donor completes the gift | On PayPal, away from your site | On your own page |
The PayPal figures are for a Belgian account, taken from PayPal's own fee page for Belgium, which was last updated on 15 July 2026 and checked on 6 October 2026. Rates differ by country, so check the page for yours. WhyDonate charges 0% platform fees; standard payment processor fees apply. Member states outside the euro area differ: in Sweden, for example, the card rate is 1.9% + SEK 1.80.
Fees are only half of it. A donor who cannot pay with the method they trust often does not finish the gift, and that loss never shows up in a fee table. If monthly giving matters to you, you can set up monthly recurring donations from the form route.
Which One Should You Choose?
The honest answer depends on who you are and how often you will ask. If you are one person raising money for one thing, choose the PayPal link. It is fast, people recognise it, and a full donor system would be more machinery than you need. This is where PayPal is simply the right answer.
If you are a small charity with a website and supporters who might give again, choose the embedded form. You keep the relationship on your own page, you can ask for the details you actually need, and you can offer the payment methods your donors use at home. If you are an organisation that needs branded pages and reporting, choose the form, and use the branding options that come with it. A donation page that matches your site reads as more trustworthy than a handover to a third-party checkout.
Whichever you pick, GDPR applies to both routes. WhyDonate is ISO 27001 based and GDPR-aligned, but that does not replace your own duties as the organisation asking for the data.
How Do You Add a Donation Button to Your Own Site?
These six steps fit either route.
- Choose the route: a PayPal link, or an embedded form.
- Create the account you need, and confirm you can receive money.
- Set suggested amounts, so donors are not staring at a blank box.
- Decide which donor fields you actually need. Ask for less than you think you need, because every extra field is a reason to leave, and the 71% figure above is the backdrop for that choice. See what belongs on a donation form for a short list.
- Embed it and test it on a phone. If you run WordPress, donation plugins for WordPress can save you a developer.
- Make the first live donation yourself, and follow it through to the receipt and the bank.
WhyDonate charges 0% platform fees; standard payment processor fees apply. Stripe clears payments in up to 3 business days, plus 0 to 2 business days to reach the bank, and you can choose Payout Weekly, Payout Monthly or Payout Now. Start your free fundraiser, or log in if you already have an account.
What Should You Measure Once It Is Live?
The only number that matters is completed donations divided by the people who clicked, and most organisations never measure it. Watch five things: the click-to-completion rate, the average gift, how mobile and desktop compare, the step where people drop off, and the share of donors who give again.
If completions are low, look at the page before you look at the fees. A slow form, a long list of fields or a missing payment method costs more than a percentage point ever will. For the page around the form, see building the page around the form.
Before launch, test the whole flow on a phone, then on a laptop. Plenty of donors give from each, and a button that works on one and fails on the other loses gifts quietly.
Make a Smart Choice
Through donation widgets, fundraising online has become more engaging and effortless for both the campaign creators and the donors. They allow individuals and organizations to collect donations with greater transparency and accessibility. Donation widgets can potentially transform how people fund charitable organizations and personal crowdfunding efforts.
Widgets have become an integral part of online fundraising because they help people reach their goals and positively impact specific causes. They can enhance a campaign’s effectiveness and allow you to monitor its progress.
So, make the right decision to be a smart fundraiser by adding the right donation widget to your campaign!
Experience smooth crowdfunding by starting a fundraiser with WhyDonate!
FAQ: Donation Buttons and Widgets
1. Is the PayPal donate button free?
Creating it costs nothing, but every gift carries a fee. For a Belgian account on PayPal's own page, the donation rate is 3.40% + €0.35, and approved charities can get 1.70% + €0.35. Rates differ by country, and the charity rate needs PayPal's approval, so check your own country's fee page before you plan around a figure.
2. Can I customize a PayPal donate button?
Within PayPal's options, yes. You can change the button's look and the amounts you offer, but the checkout page itself stays PayPal's, with PayPal's branding and wording. If you want the donor to stay on your own page, in your own ccolors you need an embedded form instead.
3. Do I keep donor details with a PayPal donate link?
You get a payment record in your PayPal account, which is not the same as a supporter list you can contact. GDPR applies whichever route you choose, because a tthird-partycollecting the data does not remove your duties. Ask for consent before you send updates, and check what PayPal shares with you.
4. Can I accept iDEAL or Bancontact through a donate button?
Leverage the power of social media by integrating sharing options into your widget. When contributors can easily share their support for your cause on their social networks, your campaign gains exposure and attracts more donors.


